Accidents happen on the water, just as they do on land, and having insurance can protect you financially if something goes wrong. Having boat/watercraft insurance can give you peace of mind while you're out on the water.
Boat/watercraft insurance is not mandatory in Alabama, but that doesn't mean it isn't vital. Without insurance, you could be held liable for any damages or injuries while operating your boat. This includes damage to other boats, docks, property, and injuries to people.
If you are financing your boat, your lender will require you to have insurance. Even if you are not financed, it is still a good idea to have insurance in case of an accident. The cost of repairs or medical bills could easily exceed the value of your boat.
Donaldson Insurance Inc. offers boat/watercraft insurance to give you peace of mind while you are out on the water. We can tailor a policy to fit your needs and budget. Call us today or stop by our office for a free quote.
It's always a good idea to have insurance for your boat or watercraft in case of an accident or theft. In Alabama, you'll need to meet specific requirements for boat/watercraft insurance.
For example, you'll need to have at least $50,000 in liability coverage if you own a boat or watercraft. This coverage will protect you financially if you're responsible for damage or injuries to another person.
You can get a policy that meets these requirements from Donaldson Insurance Inc. We'll make sure you have the coverage you need to protect yourself, your boat, and your wallet.
Call us today or stop by our office to learn more about our boat/watercraft insurance policies. We'll be happy to answer any of your questions.